Treasury Manager

Career Guide

A Treasury Manager oversees an organization’s cash position and liquidity planning to ensure there is enough money available to run the business, pay obligations on time, and reduce financial risk. The role partners closely with finance, accounting, and banking partners to improve cash forecasting, manage debt and investments, and support strategic decisions.

Key Responsibilities

Monitor daily cash balances and cash movement
Build and maintain short-term cash forecasts
Create and improve longer-term liquidity plans
Manage banking relationships and bank account structure
Oversee payment processes and cash controls
Support debt management and loan compliance
Coordinate short-term investing of excess cash
Identify and reduce exposure to currency risk
Identify and reduce exposure to interest rate risk
Lead treasury reporting for leadership and auditors
Improve treasury policies and operating procedures
Support treasury technology selection and upgrades

Top Skills for Success

Cash Forecasting

Liquidity Management

Working Capital Management

Bank Relationship Management

Debt Management

Investment Management

Financial Risk Management

Internal Controls

Financial Reporting

Advanced Spreadsheet Modeling

Stakeholder Communication

Process Improvement

Career Progression

Can Lead To

Assistant Treasurer

Director of Treasury

Vice President of Treasury

Treasurer

Transition Opportunities

Finance Director

Financial Planning and Analysis Manager

Corporate Development Manager

Controller

Common Skill Gaps

Often Missing Skills

Cash Forecast Accuracy ImprovementTreasury Policy DesignBank Fee AnalysisPayment Fraud PreventionHedging StrategyDebt Covenant MonitoringTreasury Technology AdministrationExecutive Reporting

Development SuggestionsStrengthen forecasting by partnering with sales, procurement, and accounts payable to capture key drivers. Build a simple monthly liquidity model and review accuracy trends. Take ownership of bank account governance and bank fee reviews. Lead one end-to-end treasury process improvement that reduces cycle time or risk.

Salary & Demand

Median Salary Range

Entry LevelUSD 90,000 to 115,000

Mid LevelUSD 115,000 to 155,000

Senior LevelUSD 155,000 to 220,000

Growth Trend

Stable to growing demand, driven by higher focus on cash forecasting, risk management, and tighter capital conditions.

Companies Hiring

Major Employers

JPMorgan ChaseBank of AmericaWells FargoCitigroupAmazonAppleMicrosoftAlphabetWalmartProcter and GamblePfizerExxonMobil

Industry Sectors

Financial ServicesTechnologyRetailManufacturingHealthcareEnergyTelecommunicationsConsumer Goods

Recommended Next Steps

Create a 13-week cash forecast with a weekly accuracy review

Document a cash management policy and approval controls

Run a bank fee review and negotiate improvements with banking partners

Build a liquidity dashboard for leadership with clear metrics

Partner with accounting to confirm cash flow classification and timing assumptions

Lead a project to streamline payments and reduce fraud exposure

Prepare a one-page debt compliance tracker and update it monthly

Target roles that expand scope into debt, investments, and risk management