Risk and Compliance Analyst (Fintech)

Career Guide

Risk and Compliance Analysts in fintech help companies meet financial regulations, prevent money laundering and fraud, and manage operational risks. They review customers and transactions, test controls, maintain policies, and support audits and regulatory exams.

Browse All Roles

Key Responsibilities

Conduct KYC/KYB due diligence and periodic reviews
Monitor transactions, triage alerts, and investigate suspected AML/fraud activity
Perform sanctions screening and resolve OFAC false positives
Draft and quality-check SARs for FinCEN and maintain required BSA records
Execute risk assessments and test internal controls for effectiveness
Maintain and update compliance policies and procedures for new rules (BSA/AML, OFAC, Reg E, NACHA)
Prepare metrics and reports; support internal/external audits and exams
Partner with product/engineering to embed compliance requirements in new features

Career Progression

Can Lead To

Senior Compliance Analyst

BSA/AML Officer or Compliance Manager

Fraud Risk Manager

Enterprise Risk Manager

Transition Opportunities

Fraud Strategy Analyst

Internal Auditor (Financial Services)

Risk Data Analyst/Scientist (Fraud/AML focus)

Privacy/Compliance Analyst (GLBA/CCPA)

Common Skill Gaps

Often Missing Skills

Hands-on SAR drafting and case investigationSQL to analyze alerts and tune thresholdsSanctions screening workflows and escalationControl testing and risk assessment methodology

Development SuggestionsComplete ACAMS coursework and practice writing SAR narratives using case studies; take an applied SQL course and analyze publicly available AML datasets to simulate alert reviews.

Market Intelligence Report

Risk and Compliance Analyst (Fintech) is part of the Risk Management category.Explore our market intelligence report to see how AI and hiring demand are shifting for these roles.

See the market intelligence report

Salary & Demand

Median Salary Range

Entry Level$65,000–$85,000

Mid Level$90,000–$125,000

Senior Level$125,000–$160,000

Growth Trend

growing

Companies Hiring

Major Employers

StripePayPalCoinbase

Industry Sectors

Fintech & PaymentsCryptocurrency & Digital AssetsBanking & Financial Services

Recommended Next Steps

Pursue the CAMS certification; join a local ACAMS chapter and attend study groups/networking events

Complete an applied SQL course (e.g., SELECT/JOIN/CASE, window functions) and build a mini project analyzing suspicious patterns

Take OFAC and NACHA rules training; document a control test plan for a sample fintech feature (e.g., P2P transfers)